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The Sora build playbook

Updated 2026-06-24 · Owner: Abraham · INTERNAL · the full custom-home build process, Panama

Everything it takes to deliver a custom home for a foreign buyer in Panama, end to end: the stage-by-stage process and timeline, the materials and finishes that define each price tier, the architecture/engineering/permitting path, how to source and vet the contractor, and how the turnkey price is built.

10–12 mo
Typical build, single-story
3 tiers
Esencial · Sora · Firma
Fixed price
Locked at contract
4 markets
Pedasí · Boquete · Volcán · Bocas
The thesis this playbook serves: in a market where foreigners' biggest fear is being burned by a builder, Sora wins by being the transparent, vetted, fixed-price alternative. That promise is only real if the execution underneath it is real. These pages are that execution.

The playbook

★ Start here

The complete beginner's journey

A read-from-start-to-finish, plain-language story of the whole build, with visuals: pick your climate by elevation, the land, design, permits, the build stages, the money, and moving in. Written for someone who has never built before.

01

Process & timeline

A bounded Gantt + Phase 0 (land/feasibility) and all 7 stages, each with duration, % of cost, what happens, who's on the hook, the buyer touchpoint, and the pitfall. Plus the stage→payment map.

02

Materials & finishes by tier

Structure, roof, envelope, floors, kitchen, bath, and systems for Esencial / Sora / Firma. Local-vs-import sourcing, region specs (salt air, seismic, humidity), and what to highlight at each tier.

03

Architecture & permits

The idóneos (JTIA vs SPIA), building a foreign design via refrendo, the 3D/glb pipeline, the soil study, the full permitting gauntlet, occupancy + IBI, fees, and the realistic timeline.

04

Contractor & team

How to source and vet the GC and trades, the 20-point vetting checklist, the fixed-price contract + Art. 1343 warranty, milestone/escrow payments, the red flags, and managing a build remotely.

05

Cost & budget model

The turnkey price build-up, construction $/m² by tier × region, soft costs, extras, land, what's included vs excluded, and worked examples for all four models.

+

Configurator 3D · research

The glb model pipeline, the material library, and the UX roadmap behind the live 3D configurator buyers use to design and price their home.

How Sora uses it

Land diligence and feasibility first (titled vs ROP, survey, utilities), then lock the model + tier + region, which fixes the spec, the price, and the timeline. Design and permits run in parallel; the build moves through seven inspected stages with payments released only against verified progress; the buyer sees weekly video and signs off each milestone. The whole thing is one fixed price, with Sora carrying the contingency so the buyer never sees an overrun.